Auto insurance quotes comparison is something you can never risk skimping on when you want to enjoy money-saving benefits on your policy. After all, you get to compare what different auto insurers offer drivers. This is especially the case when it comes to the discounts offered.
One notable area worth keeping a close eye on is the driver behavior discount on offer. And this is easy to see considering they have the potential to help lower your auto insurance policy significantly. That being said, below are some of the driver behavior discounts you should know about.
Good Driving Discounts
If you have a clean driving record, meaning your driving history is free from accidents, speeding tickets, and other violations, your auto insurance company will regard you as a low-risk client. This has the potential to earn you lower premiums in general, but some insurers also offer a good driver discount.
Usage-Based Insurance Discounts
Usage-based insurance discounts (UBI) programs allow insurers to track key metrics, like breaking, speed, and mileage, by using a mobile app or tracking device installed in your car. These programs are aimed at encouraging safer, smarter driving, lowering your risk of being involved in or causing an accident. For this reason, most insurance companies use discounts to incentivize drivers to enroll in UBI programs.
Low-Mileage Discounts
You might not know this, but the less you drive, the lower the risk to both you and your insurance company. This explains why a good number of auto insurance companies offer discounts for those who drive fewer miles per year. Remember, the definition of low-mileage varies, but if you drive less than 14, 200 miles a year, it’s worth asking your car insurance company about potential discounts.
The above are merely some of the driver behavior discounts you should keep a close eye on when it comes to insurance quotes comparison. You want to lower your auto premiums, and it is easily done when you get as many discounts as possible. So, what are you waiting for before you finally get going?
